Members directory

Active.ai

Active.Ai, a Singapore Head Quartered Fintech startup with innovation lab in Bengaluru, through artificial intelligence (AI) that delivers conversational banking services to help banks and financial institutions redefine their future digital strategy. Active.Ai's platforms, provide hybrid (onprem or cloud) enterprise AI stack, with a proprietor AI engine, Triniti, used by banking and financial institutions, has technology that incorporate advanced NLP, machine learning, NLU and NLG to intuitively and intelligently enable customers to have meaningful engagement with natural dialogues over messaging, voice and IOT devices. Founded in early 2016, the company is working with some of the top tier Banks and Insurance companies in India, Malaysia, Singapore and rolling its product in Mexico and US this year. It is looking to expand its business and venture into other verticals like insurance and securities trading. The company?s vision is to become the AI Saas platform of choice for Financial Services.

Affirm

At Affirm, we?re using today?s technology to bring significant disruptive innovation to the financial industry. We focus on improving the lives of consumers by delivering simple, honest and transparent financial products.

Aire

Aire?s credit insight engine makes credit fairer for consumers, and more valuable to lenders. We believe that context improves credit decisions. So when a customer isn?t catered for by a traditional credit bureau, we offer a second chance ? inviting customers to tell us about themselves.

Avant

Avant is an online lending platform and the leading provider of credit alternatives to middle income consumers. Avant offers unsecured personal loans ranging from $2,000-$35,000 with funding as soon as the next business day, and has served more than 600,000 customers worldwide. Avant offers its technology solutions to bank and non-bank partners via its Powered By Avant product to provide an innovative digital lending experience to their customers. Founded in late 2012, Avant has raised over $600 million of equity capital and originated over $4 billion of loans on the platform. We are always looking for talented people who can help change the lending industry.

Cignifi

Cignifi is changing consumer finance for emerging consumers. Our big data platform is the first to develop credit risk and marketing scores using mobile phone data. Over 80% of adults globally use or own a mobile phone. Cignifi unlocks qualified leads for credit cards, personal loans, insurance and savings among tens of millions of mobile pre-pay customers. Cignifi is backed by leading U.S. venture investors and led by a management team with significant data analytics, financial services and global business experience. Cignifi is headquartered in Boston, MA with offices in S?o Paulo and Mexico City.

Insikt Intelligence

We are Insikt Intelligence and our passion is building easy to use Artificial Intelligence tools for helping Law Enforcement Agencies gain vital intelligence from digital sources data applying Natural Language Processing and Machine Learning techniques to live data streams. Insikt?s mission is to harness our technology for the good of society by putting tools with the potential to prevent crime and save lives in the hands of LEAs who struggle to find meaning in the data deluge produced by social media. Natural Language Processing (making computers understand the written word as a human would) is Insikt?s scientific core, and we have developed proprietary algorithms for highly accurate semantic analysis of massive amounts of data from social media in real time. Our specific background in analysis of social media content makes us the perfect partner for law enforcement agencies looking to extract real insight from social media by means of cutting-edge semantic science. In addition to NLP, Insikt also specializes in applying other complex analyses to social media content and communities as well as complex Data Mining techniques to process large data sets to help our customers investigate and discover patterns in content and connections between users, unearthing hidden insights

Jianpu Technology

Jianpu Technology Inc. is the leading independent open platform for discovery and recommendation of financial products in China, according to the iResearch Report*. By leveraging our deep data insights and proprietary technology, we provide users with personalized search results and recommendations that are tailored to each user?s particular financial needs and credit profile. We also enable financial service providers with sales and marketing solutions to reach and serve their target customers more effectively through online and mobile channels, and enhance their competitiveness by providing them with tailored data, risk management and end-to-end solutions. We are committed to maintaining an independent open platform, which allows us to serve the needs of users and financial service providers impartially.

Kredit

We are focused towards being a one stop solution for money management right from budgeting to investing to selecting the right consumer products, which allows our partners to generate customized offerings for our users. From a small loan, to pay off a surprisingly high electricity bill or buying a new phone, with the data we have we can offer it in a jiffy.

MoneyLion

MoneyLion is a leading mobile finance platform that empowers consumers to take control of their financial lives through better products for borrowing, saving, and investing. Founded in 2013 by a team of leading technologists and financiers, MoneyLion uses superior analytics and machine learning-based risk technology to gain a 360-degree view of its users? personal finances, enabling better underwriting and the development of tailored financial product offers. With its built-in system of referrals, points and rewards, MoneyLion endorses good financial behavior. MoneyLion is headquartered in New York with offices in San Francisco and Kuala Lumpur, Malaysia.

OnDeck

Come drive the transformation of financial services, solve big problems and make a meaningful difference in people?s lives. At Upgrade, our goal is to deliver a new kind of banking experience that eliminates fees on everyday transactions, offers access to low-cost loans and cards, and helps our customers take control of their finances so they can build the future they want. We are well funded after quietly raising over $150 million in equity capital from top-tier investors. While the founding team is very accomplished and the business model has been well established, we are in the early days of this new platform and there is still an opportunity to have a very significant impact. Upgrade has been named a 'Best Place to Work in the Bay Area' by the San Francisco Business Times and Silicon Valley Business Journal. We are looking for new team members who get excited about creating, designing and implementing new and better solutions to join a team of just over 300 talented and passionate fintech engineering, product, credit, finance, legal, compliance, design, operations and marketing professionals.

Tala

Tala is a financial technology company on a mission to build a financial system that works for everyone. Our first product is a lending app that instantly underwrites and delivers credit to customers who have little or no formal borrowing history. Tala has disbursed over $1B to more than 4 million customers across East Africa, the Philippines, Mexico, and India who use Tala loans to start and expand small businesses, pay school fees and bills, and build more stable financial lives. Tala is backed by leading venture and impact investors including RPS Ventures, GGV Capital, IVP, Revolution Growth, Lowercase Capital, Data Collective VC, ThomVest Ventures and PayPal Ventures. Tala is headquartered in Santa Monica with offices in Nairobi, Manila, Mexico City, and Bangalore.

TrueAccord

TrueAccord is the leader in digital collections. By focusing on great user experiences, TrueAccord provides businesses with superior debt collection results. Our machine learning platform adapts to consumer behavior with personalized and empathetic communications to deliver the right payment option at the right time and channel. We work with top financial institutions, enterprise companies and upcoming businesses to recover billions in lost revenue

Upgrade

Come drive the transformation of financial services, solve big problems and make a meaningful difference in people?s lives. At Upgrade, our goal is to deliver a new kind of banking experience that eliminates fees on everyday transactions, offers access to low-cost loans and cards, and helps our customers take control of their finances so they can build the future they want. We are well funded after quietly raising over $150 million in equity capital from top-tier investors. While the founding team is very accomplished and the business model has been well established, we are in the early days of this new platform and there is still an opportunity to have a very significant impact. Upgrade has been named a 'Best Place to Work in the Bay Area' by the San Francisco Business Times and Silicon Valley Business Journal. We are looking for new team members who get excited about creating, designing and implementing new and better solutions to join a team of just over 300 talented and passionate fintech engineering, product, credit, finance, legal, compliance, design, operations and marketing professionals.

Upstart

Upstart is the leading AI lending platform partnering with banks to expand access to affordable credit. Forbes recently ranked Upstart #12 on its list of "most promising AI companies in America." Inc. Magazine also recognized Upstart as one of the Best Workplaces for 2020. By leveraging Upstart's AI platform, Upstart-powered banks can have higher approval rates and lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand. Upstart's patent-pending platform is the first to receive a no-action letter from the Consumer Financial Protection Bureau related to fair lending. Upstart is based in San Mateo, California and Columbus, Ohio. Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we?d love to hear from you

Wecash

Wecash was founded in October of 2013 and is reshaping the way customers around the world interact with finance. In May 2020, Wecash launched its digital banking service in Europe. Users can download the app and create an online account in minutes, send and receive money without fees via the new mobile wallet, track users' finances while becoming smarter about spending, and shop online with convenience and security with the new payment app and card. To date, Wecash has served over 160 million users worldwide and raised near US$300 million in equity financing. As an established fintech unicorn, Wecash aims to create a new digital banking, spending, and saving experience in Europe, Brazil, and Southeast Asia

WeLab

WeLab is a leading fintech company in Asia with one of the first virtual banks established in Hong Kong. WeLab provides financial services by creating seamless digital experiences to over 42 million users across Hong Kong, Mainland China, and Indonesia. Using its proprietary risk management technology and advanced AI capabilities, WeLab effectively analyzes unstructured mobile big data within seconds to provide innovative financial services and offer consumer financing solutions for individual customers. The company also offers B2B enterprise solutions by partnering with traditional financial institutions, which utilize WeLab?s technology to offer fintech-enabled services to their customers. WeLab operates WeLend (https://www.welend.hk/) and the WeLab Bank (https://welab.bank/) in Hong Kong, WeLab Digital (????), Taoxinji (???) and Tianmian Lab (??) in Mainland China and AWDA, a fintech joint venture with PT Astra International in Indonesia. WeLab?s investors include Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison?s TOM Group, International Finance Corporation (a member of the World Bank Group), Alibaba Entrepreneurs Fund, Sequoia Capital and ING Bank.